Furniture on Credit with No Credit Check in Johannesburg

If you need a couch, bed or fridge but don't have a good credit record – or just don't want a credit check – you still have great options in Johannesburg. Here's how to furnish your home without traditional store credit.

1. Lay-By (no credit check)

Lay-By is the easiest way to buy furniture without any credit check. You pay a deposit, the store holds your item, and you pay it off over time. At Dongmo you get up to 12 months at 0% interest. See how Lay-By works.

2. Payflex (pay in instalments)

Payflex lets you split your purchase into interest-free instalments – pay a portion now and the rest over a few weeks, with a quick sign-up and no traditional credit application.

3. PayJustNow (3 equal payments)

PayJustNow splits your order into 3 equal, interest-free payments – a simple way to spread the cost without interest.

Which option is best?

• Want the longest time to pay? Choose Lay-By (up to 12 months).
• Want your furniture immediately? Choose Payflex or PayJustNow.
• Want zero interest? All three are interest-free.

Shop now at Dongmo

Browse couches, beds and appliances and choose the payment plan that suits you. Visit our Johannesburg branches or call 011 333 2448.