Buy Now, Pay Later | Payflex, SwitchPay & Lay-By | Dongmo Furniture
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How to Buy Now and Pay Later on Dongmo Furniture & Appliances
At Dongmo Furniture & Appliances, we believe everyone deserves a beautiful home—without the stress of paying everything upfront. That’s why we’ve made shopping easier with flexible payment options that let you buy now and pay later, using Payflex, SwitchPay, or our convenient Lay-By plan.
Here’s a quick guide on how each option works and how you can use them when shopping on our website:
👉 www.dongmofurniture.co.za
💳 1. Pay Later with Payflex — 4 Easy Interest-Free Payments
What is Payflex?
Payflex lets you split your purchase into four equal payments over six weeks, interest-free. You pay only 25% today and the rest automatically every two weeks — no hidden fees!
How to Use Payflex at Checkout:
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Visit our website and add your favorite items to the cart.
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Go to checkout and select Payflex as your payment method.
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If you’re new, you’ll need to sign up at Payflex — it’s quick and free.
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Pay 25% of the total now, and Payflex handles the rest in three easy, automated payments.
✅ Benefits:
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0% interest
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Instant approval in minutes
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Secure online payment
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Enjoy your order immediately
💡 Perfect for: Furniture, appliances, TVs, and more!
🔄 2. Flexible Installments with SwitchPay
What is SwitchPay?
SwitchPay allows you to pay for your purchase in monthly installments, with flexible credit options that fit your budget. It connects with multiple trusted finance providers, helping you find the best plan instantly.

How to Pay with SwitchPay:
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Shop your favorite items on Dongmo Furniture & Appliances.
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At checkout, choose SwitchPay as your payment option.
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You’ll be redirected to SwitchPay (insert your SwitchPay link here) to choose a payment plan and get quick approval.
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Complete your purchase and enjoy your products while paying conveniently over time.
✅ Benefits:
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Instant online approval
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Multiple installment options
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Trusted South African credit partners
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Easy and secure
💡 Ideal for: Larger home appliances or full room furniture sets.
🏦 3. Lay-By Option — Pay at Your Own Pace
Prefer a more traditional payment plan? Our Lay-By option lets you secure your furniture now and pay gradually over a set period — no credit checks, no interest.
How to Start a Lay-By:
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Visit our store or contact us directly to choose your items.
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Pay a small deposit to secure your order.
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Make flexible payments until your balance is cleared.
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Once fully paid, collect or receive your items — simple and stress-free!
✅ Benefits:
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No credit required
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No interest or extra fees
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Peace of mind with flexible payment scheduling
💡 Perfect for: Budget planners and gift buyers.
🏠 Start Shopping Smart Today
With Payflex, SwitchPay, or Lay-By, you can bring home your dream furniture today and pay later in a way that suits your budget.
🛒 Visit us online: www.dongmofurniture.co.za
📍 Or visit our stores:
66 Kruis Street (Pritchard Branch) — 011 333 2448 | 078 494 5637
133 Rahima Moose Street (Jeppe Branch) — 011 492 1160 | 081 509 6556
💬 Need help choosing your plan?
Chat with us on WhatsApp: 061 447 7645